Beyond finance, blockchain technology positively transforms real-world systems across various industries by leveraging features like transparency, security, and immutability. These characteristics, foundational to blockchain’s role in finance, also enhance sectors such as real estate and humanitarian aid. For broad adoption, blockchain networks must be scalable, offer instant transaction finality, and maintain low fees—qualities embodied by Algorand, a layer-1 blockchain. Algorand processes 10, 000 transactions per second with immediate finality, utilizes a pure proof-of-stake consensus to keep energy use minimal while enabling decentralization, and applies a low, flat fee structure suitable for diverse real-world applications. Here are five practical Algorand use cases illustrating its capabilities: 1. **Lofty** Lofty is a marketplace enabling fractional real estate investment starting at $50 by tokenizing properties. This expands market accessibility, allowing investors across the US to buy and sell anytime. Unlike traditional real estate investment trusts, Lofty grants investors full control over assets through a legal DAO, enabling collective decision-making on property management. Shareholders receive rent payments in USDC. To date, Lofty has generated $4 million in rental income for users, with Algorand’s instant finality and low fees facilitating accessible investment. 2. **Folks Finance** Folks Finance is a decentralized finance (DeFi) platform on Algorand offering lending, borrowing, trading, and liquid staking. It eliminates traditional financial intermediaries, relying solely on blockchain interactions without banks, credit checks, or paperwork—only a wallet is needed. Algorand’s instant finality, low fees, secure decentralization, and scalability ensure efficient and accessible financial services. 3. **Meld Gold** Meld Gold tokens represent ownership of precious metals like gold and silver—each token equals one gram, redeemable in full.

By carrying the supply chain on-chain, Meld Gold removes traditional barriers such as high capital requirements, storage, and security costs. Investors can buy metals with flexible ALGO amounts, facilitated by Algorand’s quick, low-cost transactions and transparency, which eliminates intermediaries and opens the market to individuals and institutions alike. 4. **HesabPay** Addressing financial inclusion in regions with limited banking infrastructure, such as Afghanistan, HesabPay developed an Algorand-based interoperable digital payments system. It enables fast, secure humanitarian aid disbursements, bill payments, and peer-to-peer transfers within a single app. Thanks to Algorand’s low fees and instant finality, HesabPay efficiently handles high transaction volumes, reducing costs and improving access for underserved communities. 5. **Quantoz Payments** Quantoz launched EURD, a fully regulated digital euro on Algorand, to meet the demand for secure, fast, low-cost digital payments in Europe. Algorand’s low transaction costs, instant finality, and built-in compliance features like whitelisting and asset freezing make EURD ideal for daily scenarios such as public transport and retail. This regulatory readiness supports innovation in fintech by providing a stable, enterprise-friendly digital currency. **Conclusion** Algorand’s combination of speed, cost-efficiency, and flexibility offers a robust platform for real-world blockchain applications. These examples highlight how its technical design enables solutions across finance, real estate, and humanitarian fields. As blockchain adoption grows, Algorand stands to play a pivotal role in transforming industry operations globally by making blockchain more practical and accessible. **Learn more about Algorand** *Disclaimer*: Cointelegraph does not endorse any content or products mentioned. While this sponsored article aims to provide key information, readers should conduct personal research before making decisions, as this is not investment advice.