Bangiga Warshadaha ee Guatemala oo ah bangiga ugu weyn dalka, ayaa isku xirtay adeeg bixiyaha hanti-dijital ah ee SukuPay si loo mideeyo tignoolajiyada blockchain ee adeegyada bangiga, iyagoo ujeedkiisu yahay in la horumariyo wareejinta lacagaha xuduudaha badan ee macaamiisha. Xalinta lacag-bixinta ee SukuPay ee ku saleysan blockchain ayaa lagu daray app-ka moobilka ee Banco Industrial, Zigi, taasoo u saamaxaysa isticmaalayaasha inay si fudud u diraan oo u helaan lacagaha dalalka kala duwan iyaga oo aan u baahnayn Nambar Akoon Bangiyeed Caalami ah (IBAN) ama boorso hanti-dijital ah. Adeeggu wuxuu qaadanayaa lacag go'an oo ah $0. 99 halkii wareejin caalami ah, iyadoo heshiis degdeg ah la xaqiijiyay oo ay oggol yihiin maamulaha SukuPay Yonathan Lapchik. Lapchik wuxuu iftiiminayaa in ku dhisidda waddooyinka lacag-bixinta hanti-dijitalka ah si qarsoodi ah loogu dhex daro app-ka caadiga ah ee maaliyadda mobilada ay tahay istiraatiijiyad wax ku ool ah oo loogu talagalay inay ku faafto Web3 si ballaaran, maadaama ay ka saareyso caqabadaha farsamo iyadoo weli ilaalinaysa faa'iidooyinka sida xawaaraha iyo qiimaha hooseeya. Wuxuu leeyahay, “Kaliya sidaas ayaa aan ku gaari karnaa in aan ballaarinno blockchain-ka ilaa bilyan dad ah – anagoo dhiseyna waddooyinka, ma ahan inaan dadka ku qasbano inay bartaan sida ay u shaqeyso. ” Ujeeddada ugu muhiimsan ee astaantan cusub ee xuduudaha badan waa wareejinta lacagaha caalamiga ah, oo muhiim u ah Guatemala, taasoo helaysa ilaa $21 bilyan sanad kasta. Hawlgallada ballaaran ee Banco Industrial ee Latin America oo ay ka mid yihiin Panama, El Salvador, iyo Honduras ayaa ka dhigaya inay si xoog leh ugu taagan tahay suuqa wareejinta lacagaha ee gobolka, taasoo noqoneysa talaabo istiraatiiji ah oo muhiim u ah SukuPay. Aag ahaan, Latin America waa labaad marka loo eego kororka ugu dhakhsaha badan ee qaadashada Web3, iyadoo kor u kacaya xiisaha lagu qabo stablecoins si loo ilaaliyo qiimaha inta lagu jiro sicir bararka iyo in lacagaha xuduudaha badan la isticmaalo, Brazil iyo Argentina ayaa hoggaaminaya.

Buenos Aires ee Argentina ayaa hirgelinaysa aqoonsiyo dijitaal ah oo ku saleysan blockchain oo loogu talagalay malaayiin dad ah, halka Guatemala ay dhawaan saameyn weyn ku yeelan karto qaadashada tignoolajiyadan iyada oo loo marayo iskaashi bankigaas. Si gooni ah, Golaha Dhaqaalaha Adduunka (WEF), oo kaashanaya Machadka Tony Blair iyo Machadka Shahaadada sare ee Dhoofinta iyo Ganacsiga Caalamiga ah, ayaa taageersan Machadka Twin, oo ah hab-dhisid ku saleysan blockchain oo loo adeegsanayo sidii loo digitize-gareyn lahaa dukumentiyada ganacsiga caalamiga ah. Machadkani wuxuu doonayaa inuu beddelo waraaqaha dhaqameed ee warqadaha digital ah sida e-bills of lading iyo invoices ganacsi, si loo fududeeyo hababka loona xoojiyo hufnaanta, iyadoo la oggolaanayo wadaagista dukumentiyada si xakameysan. Hore, mashruucan ayaa diiradda saaraya gelinta dowladda, iyadoo bilowga laga wada leeyahay waaxaha kastamka iyo dhibcaha xisaabaadka ee Kenya oo ah mashruuc tijaabo ah. Jens Munch Lund-Nielsen oo ka socda Iota Foundation ayaa cadeeyay in nidaamkan aan la taaban karin ee laga hortagi karo been abuurku uu muujin karo in horumar weyn laga sameeyo ganacsiga caalamiga ah iyadoo ka fogaanaysa waraaqaha caadiga ah iyo astaamaha. WEF ayaa si firfircoon u dhiirrigelisa tignoolajiyada blockchain qaybaha dhaqaalaha ee caalamka, iyagoo aqoonsanaya wax-ka-beddelka tokenization-ka ee ku yimaada maaliyadda iyo maalgeshiga iyo doorka ay ku leedahay kor u qaadida tamarta cagaaran. Waxa kale oo uu taageersan yahay aqoonsiyada dijitaalka ah ee ku saleysan blockchain iyadoo loo baahanyahay qaab-dhismeed caalami ah, in kasta oo hadda uu u janjeersanayo lacagaha dijitaalka ah ee bangiyada dhexe (CBDCs) halkii laga ahaan lahaa stablecoins.