Baankii ugu weynaa Guatemala, Banco Industrial, ayaa waxa uu ku daray kuwa adeegsanaya kaabayaasha crypto, SukuPay, codsiga bangiga gacanta, taas oo dadka deegaanka u sahlaysa in ay si fudud u helaan lacagaha dib u celinta iyada oo loo marayo tignoolajiyada blockchain. Kaabayaasha SukuPay waxaa si buuxda uga dhex muuqda codsiga Zigi ee lacag bixinta, taasoo u oggolaanaysa dadka Guatemala inay si degdeg ah uga helaan lacag toos ah oo ka timaadda Maraykanka iyada oo lacagta lagala kulmo qiimo go’an oo ah $0. 99, sida ay shirkaddu ku dhawaaqday 21-ka May. Sida ay shirkaddu sheegtay, isticmaalayaasha codsiga Zigi ma u baahan yihiin boorso crypto ah ama Lambar Akooneyn Bangi Caalami ah (IBAN) si ay ula helaan lacagtooda. Maamulaha guud ee SukuPay Yonathan Lapchik ayaa Cointelegraph u sheegay in “furaha la qaato tignoolajiyada blockchain-ka waa in aan loo arkin mid muuqda isticmaalaha ugu dambeeya, ” si loo baajiyo caqabadaha farsamada. “Waa kaliya sida aan u balaadhi karno blockchain-ka malaayiin qof—annaga oo dhisna maraakiibta, maaha inaan dadku baranayaan sida ay shaqeeyaan, ” ayuu sharaxay Lapchik. Banco Industrial waxaa la aasaasay 1968, waxana uu leeyahay in ka badan 1, 600 goobood oo adeegyo ah oo ku yaal Guatemala. Ilaa sanadka 2023, hantidiisu waxay gaadhay in ka badan 150 milyan oo quetzal Guatemala ah, oo u dhiganta qiyaastii $20 milyan oo doolar Maraykan ah. SukuPay ayaa sheegtay inay ku dhexjirto nidaamkeeda Zigi oo kamid ah midka ugu horreeya ee tiknoolajiyada crypto laga dhexgeliyo bangi waaweyn oo Latin America ah. Bangigu sidoo kale waxa uu leeyahay hawlgallo ku yaal Honduras, Panama, iyo El Salvador, waxaana uu ka mid yahay kuwa muhiimka ah ee suuqyada lacagta dib u celinta ee maxalliga ah. Qodob la xiriira: Kororka qaadashada kaydka Bitcoin ee LATAM, oo muujinaya qorshayaasha istaraatiijiga ah ee Reserve BTC ee Maraykanka Lacagaha dib u celinta waa isha nololmu-dhinaca guud ee Latin America Lacagaha dib u celinta—lacagaha ay ka diraan ajaaniibta waddamadooda hooyo—waa kuwo muhiim u ah Guatemala iyo gobollada ku hareeraysan. Bangiga Horumarinta Inter-American ayaa qiyaasay in lacagaha dib u celinta ee Latin America iyo Caribbean ay gaarayaan ilaa $161 bilyan sanadka 2024.

Lacagta dib u celinta bishii waxa caadi ahaan u dhexeysa $131 ilaa $648, taas oo ka dhiganta 6% ilaa 23% dakhliga celiyaha celiyaha. “Lacagaha dib u celinta waa isha nololmu-dhinaca, laakiin waa la jebiyey, ” ayuu Peroole u sheegay Cointelegraph. “Kaliya Guatemala ayaa sanad kasta helaysa $21 bilyan oo lacag ah oo lacag celinta ah, haddana qoysasku waxay lumiyaan 6% ilaa 10% qadarkaas qiimo dhimista iyo dib u dhacda. Dadkani waxay diraan $300, $400 bishii, mana awoodaan inay sugaan maalmood dhowr ah ama ay bixiyaan kharashyo aad u sareeya si ay lacag ugu diraan guryahooda, ” ayuu yiri isagoo xooga saaraya: “Crypto waxay xalinaysaa marka si sax ah loo isticmaalo. Waxay kuu oggolaanaysaa in lacagaha si degdeg ah loo raro qiimo yar oo ka jaban, si raaxo lehna loogu dhex daray codsiyada bangiyada ee ay dadku hore u isticmaalayaan. ” Latin America waxay tahay qaybta labaad ee ugu dhaqsaha badan ee qaadashada crypto, inkastoo Guatemala ay ka dambeeyso hoggaamiyeyaasha gobolka sida Argentina, Brazil, Mexico, Venezuela, iyo Colombia, sida uu soo sheegay warbixinta Chainalysis ee 2024. Daraasaddu waxay aqoonsatay stablecoins inay yihiin sabab weyn oo keenta qaadashada deegaankaas. Lapchik waxa uu sheegay in stablecoins ay fududeynayaan howlgallada xuduudoyinka, laakiin waxa uu adkeeyay in “dadku aysan is dhihin, waxaan ubaahanahay stablecoin. ” “Stablecoins waa sida ugu wanaagsan ee loo fududeeyo arrintaas, ” ayuu sharaxay.